We live in a world where people are trying to get a buck any way that they can. This includes making fraudulent claims to their insurance companies in an attempt to make money. When this happens, it can have a negative impact in several ways including raised rates for everyone, not just the person making the fraudulent claims. Private investigators play an essential role in mitigating these fraudulent claims so that there aren’t huge losses for insurance companies and higher premiums for insured motorists. Advanced Private Investigator & Security is here to talk about how investigations can assist in insurance fraud cases.
What is the Insurance Fraud Investigation Process?
When an insurance fraud investigation is handed off to a private investigator, there is a process that takes place to most effectively gather the information needed:
– Target Identification: The private investigator will need to get to know the person that they are investigating. This includes their personal details, daily routines, and any of their close friends and family that will be included in the investigation.
– Physical & Technical Surveillance: There are two types of surveillance that are usually used, those that are done physically by the private investigator and those that are done online with tools like social media in addition to Database, Public Records, Open Source and more, to help gather needed information.
– Documentation & Reporting: Once all the surveillance has been completed, all the documentation and evidence will be handed over to the insurance company so they can decide how to move forward with the case.
How Surveillance Helps in Insurance Fraud Investigations
There is no way around it, surveillance is one of the most effective tools that private investigators use when they are conducting a certain type of insurance fraud investigation. Following are some of the ways that it can be helpful in these types of investigations:
– Uncovering Fraud: People will go to many lengths to make a fraudulent insurance claim. Surveillance can help to uncover these fraudulent acts that might include things like staged accidents, false injury claims, document discrepancies, suspicious behaviors and more. Covert surveillance can be extremely helpful in uncovering the truth.
– Gathering Evidence: There is a great deal of evidence that can be gathered in a fraud investigation. The claimant might be acting a certain way when they think that no one is watching. In these situations, photographic evidence, video evidence, and other truths can help to substantiate or prove that there is fraud taking place.
– Providing Verifiable Information: It is vital that the evidence that is gathered can be verified in court. This can help to prove that the claim is false.
Private Investigator & Security Services in Greater Miami, Sunny Isles, Hialeah, Fort Lauderdale, Pembroke Pines, Hollywood, Miramar, Boca Raton, West Palm Beach & Miami Gardens Florida
If you are in need of an insurance fraud investigation, you can turn to Advanced Private Investigator & Security to help you gather the evidence that is needed to win your case. Call us today!
