There are many people out there that are constantly trying to swindle insurance companies out of money they feel is theirs. False insurance claims are considered fraud, which is illegal. There are many different types of insurance fraud and the way that a fraud investigation is carried out will be different depending on the circumstances of the claim. Advanced Private Investigator & Security of Miami, FL is here to talk about insurance fraud investigations and some of the methods used to conduct them.

How Private Investigators Conduct an Insurance Fraud Investigation

When it comes to insurance fraud investigations, there are several different ways that private investigators can go about conducting an investigation.
– Surveillance: One of the most tried and true methods of fraud investigations is surveillance. If someone isn’t being honest about an insurance claim they have made, they will surely slip up if you surveil them for long enough. This is especially true for people that are claiming they have an injury but really don’t or if they do have an injury, it is not nearly as bad as they claim. If you watch someone long enough, they are sure to participate in activities that don’t line up with their claims when they are committing fraud.
– Records & Reports: Private investigators can find out a lot about past medical histories and records. Investigators can often uncover the truth when they comb through past records and claims. There are even interviews that can be conducted to help uncover any untruths that might be said as well. Sometimes, a background check can be useful too.
– Social Media: Unfortunately, or fortunately, depending on how you look at it, people will post their entire lives online. Social media accounts are filled with personal information that can help uncover the truth in an insurance fraud investigation. Private investigators know exactly where to turn to get the information they need from social media accounts.

What is Considered Insurance Fraud?

There are several different types of common insurance frauds out there. Following are some of them:
– Auto: People have been known to stage an accident to try and claim insurance money. Others will try and stage auto thefts.
– Home: There are some people that will try and make false claims of property damage.
– Health: Both patients and doctors commit health insurance fraud. Making claims of injury or illness to get their health insurance to pay out. Sometimes, doctors and patients work together to commit health insurance fraud.
– Life: Faking a death or murdering someone to claim life insurance isn’t going to have a good outcome. Some people will purchase life insurance on false claims as well.

Private Investigator & Security Services in Greater Miami, Sunny Isles, Hialeah, Fort Lauderdale, Pembroke Pines, Hollywood, Miramar, Boca Raton, West Palm Beach & Miami Gardens Florida

If you work for an insurance company and are stuck with an insurance fraud case, you can turn to Advanced Private Investigator & Security of Miami, FL to help you uncover the truth that you’re looking for. We have the training and expertise to help you find the answers that are needed to crack the case. Call us today!