There are more cars on the road than ever before. This makes it riskier than ever before to be behind the wheel. It also opens up opportunities for people to be less than honest about auto accidents. While there are a significant number of auto accidents that happen on a daily basis, there are plenty of them that aren’t real. This can lead to drivers paying more for their auto insurance policies to curb the cost that the insurance companies have to pay out in fraudulent claims every year, especially in Florida. This is where auto accident fraud investigations come into play. Advanced Private Investigator & Security is here to talk about what the process looks like and why these investigations are so important.
What is Fraud Investigation in Auto Insurance?
When it comes to uncovering auto accident fraud, there are several different methods an investigator might choose to utilize. Following are some of the most common investigation methods used:
– Surveillance: One of the most helpful tools in uncovering evidence is surveillance. Investigators are able to document claimants performing activities that are not consistent with their injuries.
– Witness Interviews: Making contact with witnesses in the case can help investigators gather evidence and first hand accounts of the people that saw the accident happen. This can help uncover truths as well.
– Scene Investigation: When an investigator spends time at the scene of the accident, it can provide them with information that can counter the claimed sequence of events and shed some light on what really happened.
– Record Analysis: There are usually many records that need to be investigated for any suspicious activity or discrepancies. Looking into the claimant’s history can shed light on any past behaviors to uncover a pattern of fraudulent conduct.
Different Types of Auto Accident Fraud
There are several ways that people will try and commit auto accident fraud. Here are some of the most common forms:
– Exaggerated Injuries: Some people will try and exaggerate their injuries that happen during an auto accident in an attempt to get their insurance company to pay out.
– Staged Car Accidents: As dangerous as it may seem, there are some people that will stage an auto accident in an attempt to get their insurance company to pay for damages and injuries. This is a serious offense and can result in serious consequences. It is becoming more and more prevalent and is a major concern for law enforcement and insurance companies.
– Staged Car Theft: Some People will report their motor vehicle as stolen, to collect from the insurance company the full value of the motor vehicle. When in fact the motor vehicle was not really stolen.
Private Investigator & Security Services in Greater Miami, Sunny Isles, Hialeah, Fort Lauderdale, Pembroke Pines, Hollywood, Miramar, Boca Raton, West Palm Beach & Miami Gardens Florida
If you need help with an auto accident or theft fraud investigation, you can turn to the investigators at Advanced Private Investigator & Security. We will be able to gather the evidence needed to help our clients decide how to move forward with a claim. The investigations are also important to protect innocent people that are put in danger in an attempt to get money. Call us today!
