There are many people out there that try and use deceitful claims to get money out of their insurance companies. While this is clearly illegal, it doesn’t seem to stop people from attempting to get money that isn’t rightfully theirs. It’s no wonder that insurance companies are hesitant and often unbelieving when someone claims that they owe them money. When it comes to insurance fraud, there are several different types of it. Advanced Private Investigator & Security of Miami, FL is here to talk about some of the most common types of insurance fraud out there and how we can help expose it.
Health Insurance Claims Fraud
Sometimes, patients will claim that they are receiving treatment when they aren’t actually getting treated for anything. However, it doesn’t always happen that way. Sometimes doctors and patients will work together to weasel money out of an insurance company. The best way to catch this type of fraud is an investigation that looks closely at the billing records between patients and their doctors for any red flags.
Car Accident Insurance Fraud
Anytime you try and collect money from the insurance company for something that isn’t real, it is fraud. This means that if you have staged an accident to file a claim, you are committing fraud. As absurd as this may sound, it happens. Causing damage to your vehicle and then claiming vandalism is another way that people commit car insurance fraud. Another common way this is done is staging a car theft to claim insurance money.
Home Insurance Frauds
The most common way that people commit home insurance fraud is by purposely damaging their property or claiming there is damage when there really isn’t any, to attempt to collect money. Sometimes, people try and claim that they upgraded their coverage right before damage to their property occurs as well. A thorough investigation can usually uncover this fraud.
Life Insurance Claims Fraud
Life insurance policies pay out when someone dies so that their loved ones have financial security after they are gone. Sometimes though, people will try and stake a claim on this money before the person has passed away. There are some that go as far as faking a death so that they can claim life insurance money.
Worker’s Compensation Fraud
There are plenty of people that will claim they got hurt on the job so that they can claim worker’s compensation for a time without having to earn the money by working. Investigators can be valuable in finding out if the person is actually injured like they say they are with surveillance techniques.
Private Investigator & Security Services in Greater Miami, Sunny Isles, Hialeah, Fort Lauderdale, Pembroke Pines, Hollywood, Miramar, Boca Raton, West Palm Beach & Miami Gardens Florida
If you are dealing with an insurance fraud investigation, there is no one better to assist you in your efforts than Advanced Private Investigator & Security of Miami, FL. We will be able to help you find the evidence and information that is needed to catch someone in the act of insurance fraud. Call us today!
